Irresponsible 22-Year-Old Blows Through $90K College Fund, Blames Parents

Not an ounce of sympathy for this girl.

Yahoo Finance posted this earlier today. A 22-year-old girl named Kim called a radio show in Atlanta complaining that she had no money for her senior year of college. She said she had spent her college fund, set up by her grandparents.

That fund had $90,000 in it.

Her tuition costs $20,000 a year and somehow she managed to blow through that entire fund by her junior year. Part of it she used for a trip to Europe, which she claimed was school related. She went on to say that she has asked her parents for help. They said they can't afford it, to which she responded, "They’re not being honest with me saying they don't have [money] because my dad has worked for like a million years and they have a retirement account."

When they suggested she take out a loan, she revealed she didn't know how to do that. So one of the hosts of the show suggested she get a job on campus. She said, "That's embarrassing."

Kim then blamed her parents for her misfortune saying that they never taught her to budget. Budgeting is not rocket science. You have X amount of money. You have Y amount in bills. X better outnumber Y. And Y should always be handled first before X is spent on something frivolous.

Done.

Then she said, "I know they’re trying to teach me a lesson and blah blah blah and character building but, like, I hope they realize [working part-time] could have such a negative effect on my grades and as a person."

So clearly, even if they did try to teach her (which I'm sure they tried) she didn't care enough to listen and learn.

There is no shame in working hard for what you want in life. There is no shame in asking for help and being willing to learn. I didn't have a college fund, but I took out loans and got through as quickly as I could. I'm still paying those loans off, but I chose to do that. This girl clearly doesn't understand how the world works. And to call your parents liars because they won't continue to wipe your bottom when you're 22 years old... is selfish.

Maybe her words were taken out of context and I'm being completely unfair, but if you want to be taken seriously as an adult, you have to take responsibility for your own actions.