Well, Thanksgiving has came and went, and now our eyes are focused towards Christmas and making sure we provide our loved ones with the Christmas they deserve!

Having said that, it's quite easy for us to break our budgets ahead of the biggest holiday of the year. Especially now, with Cyber Monday ahead of us, and black Friday in our rearview, it's a money spending week.

The fine folks at TDBank.com and PR Newswire put together and shared a list of the top four ways Americans break their budgets.

 

1.  Trying to buy someone the "perfect gift."  65% of people said they've overspent because they wanted a gift to be perfect.

2.  Forgetting to include people on your list.  So you end up buying extra presents you weren't planning to buy, 57%.

3.  Buying things for YOURSELF while you're shopping for other people.  49% of people claim they do this, but Christmas ain't about us people!

4.  Overspending on small things, like cards, wrapping paper, and stocking stuffers.  25% of people say they spend too much on the little things, that will likely end up in the trash before the day is done.

The survey also found 27% of us expect to pay off our holiday bills within a month, 14% say it'll take three months, and 7% say it'll take at least six months to catch up.

 

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