A new survey indicates the average American commits over 90 financial "fails" a year, wasting more than $300 a month. SWNS Digital reports, 32% of us waste money by getting takeout or having food delivered. The survey, conducted Onepoll indicates 54% of us overspend by eating out. 20% of Americans spend more money in a year than they earn.Fewer than half of us check our credit score at least once a month. Only 31% of us consistently put money into retirement savings. Nearly half of us (49%) have credit card debt we have no idea how we'll pay off. One in five of us pay bills late, incurring additional fees. Corporate America loves this.

More From K945, The Hit Music Channel