Due to an increasing number of accidents and a rising number of insurance claims in the Bayou State, it looks like rates will be going up for most if not all residents of Louisiana.  The Advocate is reporting that insurance companies across the state are posting double digit rate increase percentages.

The increase is due to several factors that my not have anything to do with you or your driving record.  In the past couple of years we've seen the price of gas drop, and a slight increase in income.  That means more cars on the road, which inevitably means more accidents.  Couple that with the number of distracted drivers out there slamming into things and boom!  Higher rates for everyone!

The good news is, the rate increase should be over soon - and there are some things you can do to lower your premiums.  Besides safe driving and getting older, there are several steps you can take to make sure you are getting the best deal.  This article is from 2009, but all of the suggestions are pretty spot on.  Happy driving!